Making a decision about which financial planning software is right for your practice is a big one. eMoney and RightCapital are both leading financial planning software providers. Let’s dig into what makes them different. (Trying to decide between RightCapital and MoneyGuide? This post may help.)
RightCapital vs. eMoney cost
RightCapital’s retail pricing is found on the pricing page.
While eMoney Advisor does not publish costs on their website, here’s around what you can expect to pay according to industry sources:
About eMoney pricing, the Kitces Report, “The Technology That Independent Financial Advisors Actually Use And Like” released in March 2025 says:
eMoney’s premium price point is less affordable for newer advisors with limited revenue, especially RIA-only advisors who don’t have access to the enterprise-level discounts available through independent broker-dealers…eMoney’s pricing has tilted its usage towards larger and more established advisory firms.
RightCapital vs. eMoney feature functionality
eMoney has been around for more than two decades and RightCapital is a newer entrant in the space, founded in 2015. As a result, it took a few years for RightCapital to achieve feature parity with eMoney. Today, RightCapital’s feature ratings outrank eMoney’s in industry reports.
In the Kitces Report released in March 2025, RightCapital achieved a higher advisor satisfaction rating than eMoney in nine of the 13 sub-categories, including five standouts where RightCapital was the highest of all the platforms. These subcategories were Client Portal, Customer Support, Account Aggregation/Automation, Customization, and Ease of Use/Simplicity. RightCapital and eMoney tied for highest ranked in the survey for Depth/Comprehensiveness.
The report broke down this data visually (below), with Kitces adding:
The standout is RightCapital, ranked as a market leader in eleven categories and ranked as weak in none. Further, two of the three categories in which RightCapital did not excel are those where no program stands out above the rest.
With regards to the client portal, Kitces notes:
Also notable is RightCapital’s top ratings (by a large margin) for its Client Portal, a domain where competitor eMoney historically excelled.
RightCapital offers advisors many modules and features not found within eMoney, such as:
Fully integrated risk assessment tool with customizable questionnaires
Advanced tax planning tools such as Tax Strategies and Tax Analyzer
Visuals for household finances and cash flows
Medicare planning & premium calculation
RightCapital vs. eMoney advisor satisfaction ratings
The Kitces Report found that RightCapital's overall user satisfaction score is an 8.7 out of 10, outpacing eMoney's rating of 8.5 out of 10.
The March 2025 T3/Inside Information Advisor Software Survey also revealed that RightCapital (with an average 8.52/10 user rating) was the highest rated of “the Big 3,” as it has been for four straight years:
As of March 2025 when this article was written, G2 ratings for RightCapital were 4.6 out of 5 compared to G2 ratings for eMoney of 4.5 out of 5. G2 reviewers gave RightCapital higher marks for “Ease of Use,” “Quality of Support,” and “Product Direction,” similar to the feedback seen in the Kitces advisor survey.
RightCapital vs. eMoney integrations
At the time of this blog publication, according to the Ezra Group WealthTech Integration Scores, the robustness of RightCapital’s external integrations is rated higher than eMoney’s. RightCapital integrates with more than 40 other wealthtech companies including analytics platforms, CRMs, custodians, clearing firms, and performance reporting tools.
RightCapital vs. eMoney simplicity for advisors
The most common feedback heard from advisors transitioning from eMoney to RightCapital is how easy it is to get started with RightCapital.
According to advisors, it can take three to six months to get completely up to speed with eMoney. One G2 review for eMoney illustrates this point, “With so many options it can be overwhelming.”
The Kitces Report notes:
The depth of eMoney eventually becomes cumbersome for advisors…eMoney scores lower than most of its peers in terms of simplicity of design and ease of use.
When it comes to RightCapital, several advisor success stories discuss how simple the learning process was:
“It was extremely easy,” Brooke Martinez commented, when asked about switching to RightCapital.
The Optima Capital Management team stated that within a week of using the software, it was clear, “RightCapital is so much smoother to work with.”
Michael Johnson, of Alchemi Wealth, mentioned in February 2025’s RightInsights event: “RightCapital was probably the easiest integration that we've had to date. We have done probably 15 different data migrations over the last four years. It can be really complex at times, but it truly was a click of a button with RightCapital.”
The Kitces Report states that the time spent building and implementing a financial plan within RightCapital is 18 hours, compared to 20 hours within eMoney.
RightCapital vs. eMoney client experience
In the most recent Kitces Report, RightCapital leads eMoney in terms of satisfaction rating for Client Portal and Ease of Use. In earlier versions of this survey, RightCapital also outranked for Visuals and Reporting Output, which were categories not included in this year’s report.
Watch this case study to hear how one advisor was particularly impressed with the aesthetically pleasing interface and the ability to provide a one-page Snapshot. Another advisor has noted, “It’s pretty remarkable how RightCapital found a way to take all this information and communicate it in a way that’s intuitive, aesthetic, and clean, and in some ways, higher-tech than a lot of the other platforms, while still feeling simple and approachable.” In this blog post, an advisor discusses her switch to RightCapital from eMoney, highlighting the visual appeal and client engagement, while also noting that what she missed about eMoney was more for the advisor than the end-clients.
XYPN, in their own RightCapital vs. eMoney comparison post, wrote:
There's no right or wrong here, but we prefer RightCapital's visuals and presentation options, which simplify complex situations and better encourage behavior change for many clients.
RightCapital vs. eMoney client support
Here is what eMoney Advisor reported about their client support team on their website:
170% more live support than other providers
Average response time under 1 minute
Overall support rating 96% “awesome or good”
Here are some stats about the RightCapital support team:
Median inbound answer time under 60 seconds
98% satisfaction rate
All support inquiries answered by a live product specialist
The most recent Kitces survey published in March 2025 shows that advisors rated RightCapital’s customer support experience higher (9.1/10) than that of eMoney (8.2/10).
It’s worth noting that as of March 2025, it seems that eMoney has started to use some AI in their customer support, which advisors may be rightfully concerned about. Below is a recent exchange between CFP advisors on LinkedIn:
One user on G2 noted they liked best about RightCapital, “The immediate help we can get from the support team when we are stuck on how to model something. It's especially helpful because we like to create and update financial plans interactively with our clients and the quick solutions keep everyone engaged.”
RightCapital vs. eMoney product updates
RightCapital is well-known in the industry for continuous enhancements (see a summary of 2024 updates) and attention to what advisors are looking for.
Advisors have openly complained about eMoney’s slow response to product enhancements:
Even eMoney’s original founder Edmond Falters told Citywire that “The product hasn’t gotten anywhere…they’re a Betamax.”
On the flip side, RightCapital moves fast. For example, updates were introduced to account for changes in a plan with the passing of SECURE 2.0, just days after the legislation was signed into law:
In the end, you can try RightCapital and see it for yourself. Sign up for a personalized 1:1 20-minute demo with a member of the team to gain access to a 14-day free trial.